Buying a house out of state

Stephanie Oliver
Published on November 10, 2021

Buying a house out of state

Are you on the quest to find a new home? If so, brace yourself because you’ve got some stressful times coming your way. I wish I could tell you that long-distance house hunting was easier, but, well, that would be a lie. In reality, buying a house out of state is a whole lot more complicated than buying one in the same city – in the same state, even! But, nobody said you couldn’t do it! In this article, we explain all there is to know about purchasing your very own property far, far away. And while it won’t be easy, it might prove to be the smartest decision you’ve ever made!

Why would one consider buying a house out of state?

Saying goodbye to the place you’ve called home for so many years is tough but sometimes necessary. With that said, here are some of the reasons why someone would consider purchasing a house in a foreign state.

  • Affordable housing – It’s relatively common for one state to be more affordable in terms of real estate. Many people who wish to become homeowners are drawn to other places because they want to buy a bigger house for less money. It’s that simple.
  • Cheaper living costs – Much like affordable housing draws buyers to the area, so do the cheap costs of living. The possibility of saving money on utilities, taxes, healthcare, transportation, and food, in the long run, can seem quite appealing to many.
  • Being closer to family – It’s not easy being apart from those you love. If your entire family lives far away from you, it’s understandable why you’d want to swap states.
  • Following your career – Perhaps you’ve got a new job or a promotion that requires you to move elsewhere. Then again, maybe your future state has far better opportunities for career advancement than your current one.
  • Retiring – Not each state is equally suitable for life after retirement. When you get to a certain age, chances are you’ll want to purchase a home in a place that has everything a senior might need.

How to successfully execute buying a house out of state?

There are many things to consider when shopping for a home, especially one that isn’t within your state lines. The journey itself won’t be simple but armed with the right knowledge, you should be ready to tackle the buying process in no time!

Use maps to your advantage

We live in the age of the Net, where the information we need is just a click away. Take your search to Google Maps, where you can inspect potential states as if you were actually there. Provided you’ve narrowed down your search to a state or two, of course. If you have, you can use the tool called ”Street View” to browse through the area to get a sense of the surroundings. Check to see what amenities the place offers and, while at it, take a look at the major cities – or tiny towns if that happens to be more of your thing.

Connect with the community on social media

Think you might have found the right state to buy a house in? The next step – get in touch with the local community through social media. You’ll probably find a Facebook group, maybe even a few of those that feature members of the community you’ve thought about joining. Forward any questions you might have to them, which, I am sure, they’ll be happy to respond to.

Seek relocation advice from a professional

There is someone called a relocation specialist that helps guide people through moving, considering the process itself is anything but simple. Having to move hundreds, possibly even thousands of miles away, you’ll definitely need someone to speak to about your upcoming interstate move. You’ll need to start planning on time all aspects of the relocation, so it’s vital you pick their brain about the following:

  • How to get in touch with a reputable long-distance moving company?
  • When to begin packing?
  • How to pack to ensure nothing breaks mid-transport?
  • Who to contact about temporary storage?

There’s a lot more you could ask. In fact, no question is a wrong one, so don’t shy away from talking about anything that’s on your mind.

Search for a top-notch real estate agent

Buying a house out of state is definitely not something to do by yourself. The only way you can be 100% sure you are doing it the right way is if you employ the help of a reliable real estate agent. You want to find an agent that is well-informed about the local market you are buying in. Not only can a local agent introduce you to the listings and the area, but they can also bring you up to speed on regional regulations, which might differ from the ones in place in your home state.

Take a road trip to the new state

Nothing can beat seeing your soon-to-be home and neighborhood in person. Talk to your realtor about arranging a visit to the place before going through with the purchase. Buying blind carries certain risks, which, by taking a road trip beforehand, you completely eliminate. And, while there, how about you hire a home inspector? They can inform you of the complete condition of the house by doing a full evaluation.

Close on a home online

It’s recommended you be present during the home inspection, but you don’t actually have to close on the house on site. In fact, it can be done online if we exclude having to visit a public notary’s office to sign certain documents. Even with this, though, it’ll still spare you the trouble of traveling long-distance multiple times.

Purchasing an interstate property – Final thoughts

Right from the start, we’ve made it clear that buying a house out of state won’t come without its challenges. But they are challenges you can definitely overcome provided you prepare for the process early on. Backed with the proper knowledge, the right people, and time, your remote house-hunting will be a success.

This helpful article was contributed by Lindsay Denton, from MiamiMovingGuide.com, a great resource to get tips, tricks, and advice so that your move is smoother. Be sure to visit and use them as a guide!

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