Are you thinking of buying a home in Long Beach California, or the surrounding communities, and have
no idea where to start? If so, you are in the right place!
Hi I’m Stephanie Oliver, with eXp Realty. First thing, before doing anything else, we need to know what you can afford. Getting qualified for a loan is essential when looking to purchase a home. You truly need to understand the costs associated with being a homeowner and qualifying for a loan. Don’t put the cart before the horse and start house hunting just yet. We know it’s the fun part, yet we need to get your finances secured, so you don’t lose any unnecessary money or get stuck in an undesirable situation.
So, your very first step when buying a home along the coast of Southern California, whether Los Angeles County or Orange County, is digging in with a mortgage lender and getting qualified. Yes, collecting the necessary documentation and having a conversation about goals and your financial situation will have to happen, yet it’s actually not as painful as you may think that it is. I’ve got amazing references that you can speak with to make sure that you’re safe and secure in regards to the financing aspect of purchasing a home.
Don’t make the same mistake as so many others do! They go house hunting prior to going mortgage shopping. There are things that you have to consider before looking at homes. Things like knowing how much of a home you can qualify for with the down payment, income, assets, and credit you have, what closing costs will be associated with getting the loan, the cost for inspections, and any other expenses that may arise with your loan as well as purchasing your new home.
So I hope that this sheds some light on this question, and reach out to chat, and we’ll refer you to one of our trusted mortgage professionals so we can get you well on your way to becoming a homeowner! So exciting! Ok, so this is Stephanie, with eXp Realty, and we’re always here to help.